Health Care Costs and Advanced Planning
Healthcare costs was not part of my Retirement Plan!
Quality time with Family, travel and socializing with friends was the plan.
Now I require assistance. What are my choices? Will I run out of money?
How many Canadians follow this route?…..the answer is numerous!
Careable Healthcare Professionals have been helping Families, Power of Attorneys and Trust Officers to navigate these complex issues over the last 22 years!
As in any plan where you commence the process is key, and preferably sooner rather than later.
- What is the person’s current Health Status and Prognosis?
- What financial resources are available?
- What is the time horizon?
- Is staying @ Home important and part of the plan?
- Is a well appointed (but expensive) Retirement Home feasible?
- What if the medical condition deteriorates and the Retirement Home can no longer provide the required Level of Care?
- Are care costs Tax Deductible?
- What does Long Term Care Cost and how long is the Wait List?
- What supplemental help can I bring in?
- What are the costs of staying Home and bringing in care?
- What level of Care can be expected from PSW? (non professional personal support worker)
- How much Government supported Homecare is available?
These are just some of the questions we answer every day.
Get unbiased independent advice from Careable Professionals!
We offer a no obligation 30 minute phone or video conference consultation. Call Carol @ 416 362 9176!
– Carol Edwards SRN, RN
President Careable Care Management @ Home
COVID-19 Infection Control – Protect your Loved One’s
How Careable can help!
Did you know that Carol Edwards, our President, is an Infection Control Nurse? Infection control is vital for your loved one’s care in these challenging times.
Carol spent over 20 years managing Operating Rooms in the UK and Canada, including the Orthopedic and Arthritic Hospital and Mount Sinai Hospital in Toronto. Infection control was essential then and it is now. Only stringent management and education of staff caring for elderly or immunosuppressant clients will reduce or eliminate the risk of COVID-19 transmission.
Careable for the last 22 years has provided bespoke solutions to complex health care issues to demanding and discriminating clients. We specialize in the most complex and challenging cases.
Kathleen’s Story: How she found Quality of Life for her Dad
My dad, John, suffered a severe and life-changing spinal cord injury in October 2016. By March of 2017, he had been in Complex Care for several months. The facility staff were doing their best given my dad’s very complicated case but I was troubled by the many medical and quality of life issues that weren’t being adequately addressed. Even though I was very pro-active about my dad’s care, I couldn’t make any real progress for him and I became frustrated and disheartened. My husband desperately searched Google for a care manager and emailed a number of companies. Carol at Careable Inc. (located in Toronto, Ontario Canada) got back to us right away. We had a reassuring conversation on the phone and within a week she met with us in Guelph Ontario, my dad and my dad’s head nurse to further discuss his case, problem solve and develop care and action plans that could be managed long distance by email, texting and phone calls.
My Mum, Maggie or Mrs. P, was not a nursing home kind of gal. She was a feisty, independent, intelligent, inquiring woman, who loved politics and current affairs, and a good argument or discussion about it all.
She had been an executive secretary in a large publishing house; a top-notch legal secretary in both downtown law firms and a one-lawyer local office; and an engaging teacher of legal secretarial science at community college. She was also the “community organizer” of events, children and politics when I was growing up.
After I moved to San Francisco in 1998, and saw Mum’s decline beginning in 2005-2006, I knew that I needed to find a nurse/manager to oversee Mum’s health and well-being in my absence. My cousins, Rebecca and Elizabeth, did a great job in my absence, but it was becoming too much for them to handle Mum’s needs.
A dear friend gave me Carol Edwards’ name. I called and spoke with Carol and felt she and her service was what Mum and I needed…but it wasn’t that easy, nor was it on Mum’s agenda!
Mum fought for 18 months against the idea, until she ended up in emergency. Knowing my flight would take six or seven hours to deliver me to help, I called in Carol. Carol met my cousins at the hospital and we all breathed a huge sigh of relief as Carol maneuvered the system expertly. We wouldn’t have known what to do, nor how to get what Mum needed.
In less than 12 hours, Carol had created a team, and we were able to have Mum recover at home, and live for the next 19 months, in her home, independent and running the show, mainly on her terms. With Carol, Anne and Sheila (the GCM that Carol assigned to Mum’s case), I was able to keep Mum’s medical needs, and SOCIAL needs fulfilled. Mum remained engaged intellectually and socially, even as she stayed close to home in the final year of her life. Mum felt in control of her life, a much-needed feeling for her.
With steady, daily care and human/humane interest from two Professional Service Workers (PSWs Camille and Karen) that Carol and Mum chose together, Mum felt cared for and secure…and at home. When Mum stroked, she was found by her dear PSW in the early morning, and taken to hospital, instead of lying helpless, waiting to be found.
Carol called me immediately upon notice of Mum’s stroke, and she, Anne and her PSW looked after Mum until I arrived 6 hours later. The final 33 days of her life, Mum spent at Scarborough Grace Hospital, with familiar professional friends helping the doctors and nursing staff keep her comfortable, as she gently slipped away.
What was helpful for me and Mum was that Carol was always available, by phone, e-mail, (and smoke signals) to confer, discuss and plan for the best choices/actions for Mum. Mum felt secure and this meant that I could maintain my life with my American husband and my business, knowing our bases were covered.
Carol has excellent systems and personnel in place, so that needed actions happen quickly for the best care of client and family.
Work with Carol is a dynamic collaboration, with humane and effective outcomes for all.